RateCity.com.au
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RateCity.com.au

Starting deposit

$

Monthly deposit

$

For time period (in months)

Show Online Partners Only?

We provide links to our Online Partners. If you click through to an Online Partner, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

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Starting deposit
$
Monthly deposit
$
Time period (in months)
Account type
Kids savers
Providers

Type of lender

Online Partner

Show Online Partners Only?

We provide links to our Online Partners. If you click through to an Online Partner, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Product

Future Saver Account (Under 35)

Real Time Rating™

4.94

/ 5
Maximum rate

3.00%*

% p.a

Base rate

0.05

% p.a

Company
Maximum monthly interest

$39

Total interest earned

$289

Real Time Rating™

4.94

/ 5
Go to site

Deposit $1000 minimum monthly deposit into your linked Everyday Account and make 5 or more eligible transactions.

Product

Virgin Money Boost Saver

Real Time Rating™

4.17

/ 5

Winner of Best Savings Account Regular Savers, RateCity Gold Awards 2022

Maximum rate

2.00%*

% p.a

Base rate

0.05

% p.a

Company
Maximum monthly interest

$26

Total interest earned

$192

Real Time Rating™

4.17

/ 5
Go to site

special

Deposit $2,000 or more into your Virgin Money Go Account from an external account and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month.

The maximum rate is made up of the variable Base rate of 0.05%p.a., Bonus rate of 1.45%p.a. and the Notice Interest Rate of 0.50%p.a. To receive bonus interest of 1.45%, deposit $2,000 or more into your Virgin Money Go Account from an external account, and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month. To receive additional interest rate of 0.5%, the optional Lock Saver Feature must be enabled on your App. Provide 32 days’ advance notice to unlock your account or withdraw your money.

Winner of Best Savings Account Regular Savers, RateCity Gold Awards 2022

Product

Virgin Money Boost Saver (< 18 years)

Real Time Rating™

4.17

/ 5
Maximum rate

2.00%*

% p.a

Base rate

0.05

% p.a

Company
Maximum monthly interest

$26

Total interest earned

$192

Real Time Rating™

4.17

/ 5
Go to site

If you are between 14 - 17 years, no Monthly Criteria apply in order to earn the Bonus Interest Rate of 1.45%. To receive additional interest rate of 0.5%, the optional Lock Saver Feature must be enabled on your App. Provide 32 days’ advance notice to unlock your account or withdraw your money.

Product

Virgin Money Boost Saver (18-24 years)

Real Time Rating™

4.17

/ 5

Winner of Best Savings Account Young Adults, RateCity Gold Awards 2022

Maximum rate

2.00%*

% p.a

Base rate

0.05

% p.a

Company
Maximum monthly interest

$26

Total interest earned

$192

Real Time Rating™

4.17

/ 5
Go to site

special

Deposit $2,000 or more into your Virgin Money Go Account from an external account and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month.

To receive bonus interest of 1.45%, deposit $1,000 or more into your Virgin Money Go Account from an external account, and make at least 5 debit card purchases, direct debit or BPAY payments in the previous month. To receive additional interest rate of 0.5%, the optional Lock Saver Feature must be enabled on your App. Provide 32 days’ advance notice to unlock your account or withdraw your money.

Winner of Best Savings Account Young Adults, RateCity Gold Awards 2022

Product

Virgin Money Grow Saver

Real Time Rating™

3.77

/ 5
Maximum rate

1.50%*

% p.a

Base rate

0.05

% p.a

Company
Maximum monthly interest

$19

Total interest earned

$144

Real Time Rating™

3.77

/ 5
Go to site

The maximum rate is made up of the variable Base rate of 0.05%p.a., Bonus rate of 0.95%p.a. and the Notice Interest Rate of 0.50%p.a. To receive bonus interest of 0.95%, make at least 1 deposit into your Grow Saver and make no more than 1 withdrawal (including any internal transfers or Pay Someone transfers) out of your Grow Saver each month. To receive additional interest rate of 0.5%, the optional Lock Saver Feature must be enabled on your App. Provide 32 days’ advance notice to unlock your account or withdraw your money.

Product

Goal Saver

Real Time Rating™

4.32

/ 5
Maximum rate

2.15%*

% p.a

Base rate

0.10

% p.a

Company
Maximum monthly interest

$28

Total interest earned

$206

Real Time Rating™

4.32

/ 5
Go to site

Deposit $500 and make 5 or more card transactions per month to qualify for your bonus interest.

Product

Kids Saver

Real Time Rating™

4.36

/ 5
Maximum rate

2.20%*

% p.a

Base rate

1.00

% p.a

Company
Maximum monthly interest

$28

Total interest earned

$211

Real Time Rating™

4.36

/ 5
Go to site

when at least $5 per month is deposited and no withdrawals made

Product

Home Saver

Real Time Rating™

4.25

/ 5
Maximum rate

2.05%*

% p.a

Base rate

0.10

% p.a

Company
Maximum monthly interest

$26

Total interest earned

$197

Real Time Rating™

4.25

/ 5
Go to site

Each month, deposit $2,000 or more into your Everyday Edge Account from a non-Great Southern Bank account and Using a Visa Debit card from your Everyday Edge Account, make at least five eligble transactions each month.

Product

Youth Reward Saver

Real Time Rating™

3.97

/ 5
Maximum rate

1.75%*

% p.a

Base rate

0.50

% p.a

Company
Maximum monthly interest

$23

Total interest earned

$168

Real Time Rating™

3.97

/ 5
Go to site

Make at least one deposit of $10 or more and make no withdrawals during the same calendar month

Product

Kids Dollaroo Savings

Real Time Rating™

3.85

/ 5
Maximum rate

1.50

% p.a

Base rate

1.50

% p.a

Company
Maximum monthly interest

$19

Total interest earned

$144

Real Time Rating™

3.85

/ 5
Go to site
Product

Dynamo Kids Savings Account S24

Real Time Rating™

3.98

/ 5
Maximum rate

1.70%*

% p.a

Base rate

0.40

% p.a

Company
Maximum monthly interest

$22

Total interest earned

$163

Real Time Rating™

3.98

/ 5
Go to site

Make a minimum deposit of $20 per month with no withdrawals

Product

Young Saver Account

Real Time Rating™

3.77

/ 5
Maximum rate

1.55%*

% p.a

Base rate

0.10

% p.a

Company
Maximum monthly interest

$20

Total interest earned

$148

Real Time Rating™

3.77

/ 5
Go to site

Deposit a minimum of $5 and make no withdrawals during the month

Product

Dynamo Kids Savings Account s24

Real Time Rating™

3.98

/ 5
Maximum rate

1.70%*

% p.a

Base rate

0.40

% p.a

Company
Maximum monthly interest

$22

Total interest earned

$163

Real Time Rating™

3.98

/ 5
Go to site

Make a minimum deposit of $20 per month with no withdrawals

Product

Scoot's Super Saver

Real Time Rating™

3.85

/ 5
Maximum rate

1.50

% p.a

Base rate

1.50

% p.a

Company
Maximum monthly interest

$19

Total interest earned

$144

Real Time Rating™

3.85

/ 5
Go to site
Product

Zoo Account

Real Time Rating™

3.67

/ 5
Maximum rate

1.30%*

% p.a

Base rate

0.10

% p.a

Company
Maximum monthly interest

$17

Total interest earned

$124

Real Time Rating™

3.67

/ 5
Go to site

Deposit at least $10 a month and make no withdrawals