Important disclosure
Compare personal loans with rates from 3.99%
Find and compare personal loans from banks and lenders across Australia. Whether you're searching for fixed, variable, secured, or unsecured, compare interest rates, fees, features and more to find the personal loan for your needs. There is no single best personal loan as everyone’s needs are different. Use filters to improve your results.
Product Low Rate Personal Loan Unsecured (Excellent Credit) Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.25 % p.a Fixed up to 8.99% | Comparison Rate* 6.88 % p.a Fixed up to 9.63% | Company | Monthly repayment $611 36 months | Loan term 1 year to 7 years | Total repayments $21,985 | Real Time Rating™ | Go to site |  Total repayments for a 3-year, $20,000 loan at 6.88% would be $21,985*. Terms from 1-7 years | special No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amountWinner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 |  A competitive fixed rate personal loan with flexible repayment options, no ongoing or early exit fees, and fast funding. Available to excellent credit borrowers. |
Product Unsecured Personal Loan - (Excellent Credit) Real Time Rating™ | Interest Rate 6.95 % p.a Fixed | Comparison Rate* 7.78 % p.a Fixed | Company | Monthly repayment $617 36 months | Loan term 3 years to 7 years | Total repayments $22,215 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 7.78% would be $22,215*. Terms from 3-7 years | Apply online for this competitive fixed rate personal loan with no ongoing fees or early exit penalty, available to borrowers with excellent credit. | |
Product No Fee Personal Loan Real Time Rating™ Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Interest Rate 6.75 % p.a Fixed up to 19.95% | Comparison Rate* 6.75 % p.a Fixed up to 19.95% | Company | Monthly repayment $615 36 months | Loan term 1.5 years to 7 years | Total repayments $22,149 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 6.75% would be $22,149*. Terms from 1.5-7 years | special Pay no fees over the lifetime of your loan with NOW Finance. T&C’s apply.Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2022 | Make the most of this unsecured personal loan's competitive interest rate with no fees for extra repayments. |
Product Unsecured Fixed Standard Personal Loan Real Time Rating™ | Interest Rate 7.99 % p.a Fixed | Comparison Rate* 8.62 % p.a Fixed | Company | Monthly repayment $627 36 months | Loan term 1 year to 7 years | Total repayments $22,559 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 8.62% would be $22,559*. Terms from 1-7 years | Borrow up to $25,000 with no security, and keep your repayments consistent for easier budgeting. | |
Product Personal Loan - Credit Builder Real Time Rating™ | Interest Rate 21.24 % p.a Fixed | Comparison Rate* 28.40 % p.a Fixed up to 28.4% | Company | Monthly repayment $756 36 months | Loan term 1 year to 4 years | Total repayments $27,215 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 28.40% would be $27,215*. Terms from 1-4 years | ||
Product Unsecured Variable Standard Personal Loan Real Time Rating™ | Interest Rate 11.99 % p.a Variable | Comparison Rate* 12.61 % p.a Variable | Company | Monthly repayment $664 36 months | Loan term 1 year to 7 years | Total repayments $23,911 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 12.61% would be $23,911*. Terms from 1-7 years | ||
Product Secured Variable Standard Personal Loan Real Time Rating™ | Interest Rate 11.99 % p.a Variable | Comparison Rate* 12.61 % p.a Variable | Company | Monthly repayment $664 36 months | Loan term 1 year to 7 years | Total repayments $23,911 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 12.61% would be $23,911*. Terms from 1-7 years |