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ANZ Low Rate
Balance Transfer
Get a 0% p.a. balance transfer rate for a 30 month promo period with no BALANCE TRANSFER FEE and $0 Annual Fee in First Year with a new ANZ Low Rate credit card.* Promo period starts when ANZ issues a Letter of Offer, not when the balance transfer is processed (usually 3-15 business days after card activation). Rate reverts to standard BT rate, currently 21.24% p.a.. T&Cs, eligibility criteria, fees and charges apply (including $58 annual fee after first year).
Lower than average ongoing purchase rateReduced $0 annual fee in the first 12 months and $58 p.a thereafter.
Purchase Rate
Purchase Rate
12.49
% p.a
Annual Fee
Annual Fee
$0
for 12 months then $58
Late Payment Fee
$20
A credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down.
FeaturedANZ terms and conditions
ANZ terms and conditionsProduct Name Card Heritage Bank Gold Low Rate | Purchase Rate Purchase Rate 10.80 % p.a | Interest Free Days Interest Free Days | Annual Fee Annual Fee $0 | Late Payment Fee $20 | Go to site | Balance Transfer 0% on Balance Transfers for 12 months | For cardholders who like to keep costs down, this low rate, low fee credit card may do just that. | Highlighted |