Important disclosure
Balance transfer credit cards
A balance transfer credit card may help you get on top of your debt. Search and compare across one of Australia’s biggest database balance transfer credit card providers today to find one that suits your financial needs.
ANZ Low Rate
Balance Transfer
Get a 0% p.a. balance transfer rate for a 30 month promo period with no BALANCE TRANSFER FEE and $0 Annual Fee in First Year with a new ANZ Low Rate credit card.* Promo period starts when ANZ issues a Letter of Offer, not when the balance transfer is processed (usually 3-15 business days after card activation). Rate reverts to standard BT rate, currently 21.24% p.a.. T&Cs, eligibility criteria, fees and charges apply (including $58 annual fee after first year).
Purchase Rate
12.49
% p.a
Annual Fee
$0
for 12 months then $58
$20
A credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down.
ANZ terms and conditionsProduct Name Card Heritage Bank Gold Low Rate | Purchase Rate Purchase Rate 10.80 % p.a | Balance Transfer Rate Balance Transfer Rate 0 % p.a for up to 12 months, then 10.8% | Transfer Limit No set max | Balance Transfer Fee $0 | Go to site | Balance Transfer 0% on Balance Transfers for 12 months | For cardholders who like to keep costs down, this low rate, low fee credit card may do just that. | Highlighted |
Product Name Card NAB Low Rate Card | Purchase Rate Purchase Rate 12.99 % p.a | Balance Transfer Rate Balance Transfer Rate 0 % p.a for up to 32 months, then 21.74% | Transfer Limit 90% Minimum monthly repayments required. | Balance Transfer Fee 3% | Go to site | Balance Transfer 0% p.a. for 32 months on balance transfers. No annual fee in the first year. | A low rate credit card that offers a high amount of interest-free days, so you can spend with peace of mind. | |
Product Name Card ANZ Low Rate | Purchase Rate Purchase Rate 12.49 % p.a | Balance Transfer Rate Balance Transfer Rate 0 % p.a for up to 30 months, then 21.24% | Transfer Limit 95% of the approved credit limit | Balance Transfer Fee $0 | Go to site | Balance Transfer Get a 0% p.a. balance transfer rate for a 30 month promo period with no BALANCE TRANSFER FEE and $0 Annual Fee in First Year with a new ANZ Low Rate credit card.* Promo period starts when ANZ issues a Letter of Offer, not when the balance transfer is processed (usually 3-15 business days after card activation). Rate reverts to standard BT rate, currently 21.24% p.a.. T&Cs, eligibility criteria, fees and charges apply (including $58 annual fee after first year). | A credit card that charges a low purchase rate and no annual fee so thrifty cardholders can keep costs down. | |
Product Name Card ANZ Platinum | Purchase Rate Purchase Rate 0.00 % p.a for up to 25 months, then 20.24% | Balance Transfer Rate Balance Transfer Rate 21.24 % p.a | Transfer Limit 95% of the approved credit limit | Balance Transfer Fee $0 | Go to site | Purchase Offers 0% p.a. for 25 months on purchases and $0 Annual Fee in First Year with an ANZ Platinum credit card.* Access exclusive cashback offers with Cashrewards Max. | ||
Product Name Card St.George Bank Vertigo Visa (Balance Transfer Offer) | Purchase Rate Purchase Rate 13.99 % p.a | Balance Transfer Rate Balance Transfer Rate 0 % p.a for up to 32 months, then 21.49% | Transfer Limit 80% of the approved credit limit | Balance Transfer Fee $0 | Go to site | Balance Transfer 0% p.a. interest on balance transfers for 32 months (0% fee) + $0 first year annual Fee | ||
Product Name Card Westpac Low Rate Card (Cashback offer) | Purchase Rate Purchase Rate 13.74 % p.a | Balance Transfer Rate Balance Transfer Rate 6.99 % p.a for up to 12 months, then 21.49% | Transfer Limit 80% of the approved credit limit | Balance Transfer Fee $0 | Go to site | Cashback Get up to $200 Cashback when you take out a new Low Rate credit card. New cards only. T&Cs and exclusions apply. |